HRA Calculator

Calculate your House Rent Allowance (HRA) exemption to understand your taxable income.

HRA Details

₹
₹
₹
₹
₹

Exempted HRA

₹ 0

Taxable HRA

₹ 0

Actual HRA Received

₹ 0

HRA Exemption Breakdown

Criterion Amount
Actual HRA Received (Monthly) ₹ 0
Rent Paid Annually minus 10% of (Basic + DA + Commission) ₹ 0
50% (Metro) / 40% (Non-Metro) of (Basic + DA + Commission) ₹ 0
Share this Tool

Spread the word to help others work faster!

Related Tools

APY Calculator

Calculate Annual Percentage Yield for investments. Designed for quick payroll and financial checks.

Brokerage Calculator

Calculate brokerage charges for stock trades. Designed for quick payroll and financial checks.

CAGR Calculator

Calculate Compound Annual Growth Rate. Designed for quick payroll and financial checks.

Car Loan EMI Calculator

Calculate EMI for car loans. Designed for quick payroll and financial checks.

Compound Interest Calculator

Calculate compound interest on investments. Designed for quick payroll and financial checks.

EMI Calculator

Calculate Equated Monthly Installments for loans. Designed for quick payroll and financial checks.

EPF Calculator

Calculate Employee Provident Fund returns. Designed for quick payroll and financial checks.

FD Calculator

Calculate Fixed Deposit returns. Designed for quick payroll and financial checks.
Rent Tax Planner

Calculate House Rent Allowance (HRA) Exemption

Estimate your tax-exempt house rent allowance and taxable salary components under standard statutory tax codes.

1

Enter Salary & DA

Input your monthly basic salary along with any dearness allowance (DA) received.

2

Input HRA & Rent

Input the actual HRA provided by your employer and the rent you pay to your landlord.

3

Select Metro Tier

Choose whether you reside in a metro city (50% HRA cap) or non-metro town (40% cap).

4

Review Exemptions

Inspect your total tax-exempt HRA, taxable HRA segments, and net saving summaries.

Tax Code Compliance
Exemption Threshold Mapping
100% Private local parsing
Layout Grid

Rent Exemption Formulas & City Tier Allocations

Statutory HRA Exemptions

Runs calculations strictly based on Section 10(13A) of the Income Tax Act.

Metro vs Non-Metro Toggles

Adjusts basic salary limits dynamically: 50% for metro zones and 40% for non-metro areas.

Exempt vs Taxable Splitting

Provides clear dashboards illustrating exempt allowance shares and taxable HRA components.

Annual/Monthly Period Modes

Perform equations based on monthly salaries or input consolidated annual tax values.

Secure Sandbox Calculations

All data processing is run locally on the client thread, preventing any transaction data leaks.

HRA FAQs

Frequently Asked Questions

1 What is House Rent Allowance (HRA)?
HRA is an allowance paid by employers to employees to cover residential rent costs. Under tax laws, a portion of this allowance is exempt from income tax, while the remainder is taxable.
2 How is the tax-exempt portion of HRA calculated?
HRA tax exemption is the minimum of three values: (1) Actual HRA received, (2) Rent paid minus 10% of basic salary + DA, or (3) 50% of basic salary for metro cities (40% for non-metro cities).
3 Which cities count as Metro cities under HRA rules?
For HRA calculations under Indian income tax laws, only Mumbai, Delhi, Kolkata, and Chennai are classified as metro cities, qualifying for the 50% basic salary cap. All other cities qualify for the 40% cap.
4 Can I claim HRA if I live in my own house?
No. HRA tax exemptions can only be claimed if you reside in a rented accommodation and pay actual rent. If you own the residential property or do not pay rent, the entire HRA allowance received is taxable.
5 Are my private basic salary numbers secure?
Yes. All salary numbers, HRA allocations, and rent figures process strictly locally inside your web browser sandbox. No financial data is ever shared or stored externally.