PPF Calculator

Estimate the maturity amount of your Public Provident Fund (PPF) investments.

Investment Details

1,00,000
7.1 %
15 Years

Maturity Amount

0

Total Investment

0

Total Interest Earned

0

Year-wise Growth

Year Opening Balance Deposited Amount Interest Earned Closing Balance
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Savings Planner

Calculate Public Provident Fund (PPF) Growth

Estimate your long-term guaranteed PPF returns, tax-free interest wealth, and maturity balances over 15-year tenures.

1

Enter Contribution

Input your planned annual or monthly deposits (up to ₹1.5 Lakhs limit).

2

Set PPF Interest Rate

Specify the official annual interest rate percentage set by the government.

3

Confirm 15-Year Term

Ensure calculations match the standard 15-year statutory lock-in periods.

4

Review Maturity

Inspect your total future wealth, accumulated interest, and year-by-year statement maps.

Tax-Free Interest Returns
Government Savings Schemes
100% Private local parsing
Layout Grid

EEE Tax Exemptions & 15-Year Lock Sheets

Statutory 15-Year Timelines

Models standard initial PPF lock-in periods with extension block logic.

Capital vs Wealth Splits

Directly separates your cumulative capital contributions from accumulated interest returns.

EEE Tax Exemption status

Highlights EEE tax status where principal deposits, accrued interest, and maturity values are tax-free.

Annual Statements

Maps out yearly savings statements, indicating opening balance, deposits, interest earned, and closing balances.

Secure Sandbox Calculations

All data processing is run locally on the client thread, preventing any transaction data leaks.

PPF FAQs

Frequently Asked Questions

1 What is Public Provident Fund (PPF)?
PPF is a government-backed savings scheme in India designed to encourage small savings and build a tax-exempt retirement corpus. It offers fixed guaranteed interest returns and high financial security.
2 What does "EEE" tax status mean for PPF?
EEE stands for Exempt-Exempt-Exempt. Under Section 80C, (1) the principal amount invested is tax-exempt, (2) the interest earned annually is tax-free, and (3) the final maturity corpus withdrawn at 15 years is also completely tax-exempt.
3 Can I extend my PPF account after the 15-year lock-in?
Yes. Upon maturity at 15 years, you can choose to extend your PPF account indefinitely in blocks of 5 years at a time. The extensions can be done either with fresh contributions or without making any new deposits.
4 What are the minimum and maximum deposit limits for PPF?
An investor must deposit a minimum of ₹500 per financial year to keep the PPF account active. The maximum contribution limit is capped at ₹1.5 Lakhs annually; deposits above this cap do not earn interest.
5 Are my private investment numbers secure?
Yes. All deposit figures, interest rates, and maturity calculations are processed client-side in the browser. No financial data is ever shared or stored on external servers.